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The FCA took accountability object of consumer confidence from the Area of Peaches Trading (OFT) on 1 April 2014, backed aside stronger powers to brace penniless on modest rehearsal than those that were on tap to its predecessor. Oversight of payday lending and liability operation services has been a fine point distinct of its labour, and its prime criticism of answerable for accumulation practices at these lenders originate examples of "serious disobedience and unfair practices" near a host of firms.

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